Financial Ratio Calculator
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COMPOUNDING

Future Value (FV) Calculator

Future Value (FV) measures how much a current sum of money will grow to over time at a specified interest rate.

Financial Calculator
Input Parameters
Click Calculate when ready
e.g. Rs 1,00,000
Rs
%
yrs
Calculation Results
Enter your values and click Calculate.

Provide the input parameters on the left to compute the official financial result and metrics.

DECISION MODELINGSENSITIVITY ANALYSIS

Sensitivity Analysis

Evaluate how variations in key operational drivers impact Future Value (FV).

Varying Discount / Interest Rate
Calculate the base model above to view scenario sensitivity rows.

Formula & Methodology

Future Value = Present Value * (1 + r)^n
PV
Present Value

Current starting amount.

r
Annual Interest Rate (%)

Annual rate of compound return.

n
Number of Years

Time horizon in years.

Practical Worked Example

Calculate the future value of Rs 1,00,000 invested at 10% annual interest for 10 years.

01.FV = 1,00,000 × (1.10)^10.
02.FV = 1,00,000 × 2.59374 = Rs 2,59,374.
Rs 2,59,374Money grows by 2.59x in 10 years at 10% interest.

Interpretation & Industry Benchmarks

Future Value is the inverse of Present Value (discounting).

Growth > InflationPositive Real Growth

Beats purchasing power erosion.

Industry Nuance: Always compare nominal FV against inflation-adjusted real purchasing power.

Analytical Limitations

  • Does not include ongoing regular monthly contributions.

Frequently Asked Questions

What is the formula for Future Value?

FV = PV * (1 + r)^n where PV is present value, r is interest rate per period, and n is number of periods.