Financial Ratio Calculator
Financial Ratio Calculator
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Investment Income & Dividend Cash Flow Calculator

Calculate the annual and monthly passive income generated by your investment portfolio based on total portfolio size and expected dividend/interest yields.

Financial Calculator
Input Parameters
Click Calculate when ready
e.g. Rs 50,00,000
Rs
%
Calculation Results
Enter your values and click Calculate.

Provide the input parameters on the left to compute the official financial result and metrics.

Formula & Methodology

Annual Income = Portfolio Value * (Dividend / Interest Yield %)
Portfolio Value
Total Portfolio Capital

Total market value of income portfolio.

Yield (%)
Annual Portfolio Yield (%)

Weighted dividend yield or bond coupon yield percentage.

Practical Worked Example

A retiree holds an Rs 50,00,000 portfolio invested in dividend aristocrats and senior debt yielding 5.5% annually.

01.Annual income = Rs 50,00,000 × 5.5% = Rs 2,75,000.
02.Monthly cash flow = Rs 2,75,000 / 12 = Rs 22,917.
Rs 22,917 / MonthDividend and interest cash flow provides dependable living expenses while preserving underlying equity ownership.

Interpretation & Industry Benchmarks

Investment income focuses on recurring cash yield rather than speculative capital gains.

4–6% Sustainable YieldHealthy Income

Balanced between dividend safety and cash return.

Yield > 8%High Yield Risk

May indicate dividend cut risk or lower credit quality.

Industry Nuance: Reinvesting dividends during the accumulation phase dramatically accelerates portfolio compounding.

Analytical Limitations

  • Does not include taxes on dividends or interest income.

Frequently Asked Questions

What is dividend yield?

Dividend yield is the annual dividend payout divided by the current share price or portfolio value.

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Disclaimer: For educational and analytical modeling purposes only. Does not constitute financial or investment advice.