Financial Ratio Calculator
Financial Ratio Calculator
VALUATION-MODELS

Gordon Constant Growth Dividend Discount Model (DDM)

The Gordon Growth Model determines the theoretical fair market value of a stock based on a constant perpetual growth rate of its dividend payouts.

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Input Parameters
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e.g. Rs 25
Rs
%
%
e.g. Rs 480
Rs
Calculation Results
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Provide the input parameters on the left to compute the official financial result and metrics.

DECISION MODELINGSENSITIVITY ANALYSIS

Sensitivity Analysis

Evaluate how variations in key operational drivers impact Gordon Growth Fair Value.

Varying Perpetual Dividend Growth (g %)
Calculate the base model above to view scenario sensitivity rows.

Formula & Methodology

Intrinsic Stock Price = (D0 * (1 + g)) / (r - g)
D0
Current Dividend (D0)

Annual dividend paid per share over past 12 months.

g
Constant Dividend Growth Rate (%)

Expected perpetual annual growth rate in dividends.

r
Required Rate of Return / Cost of Equity (%)

Investor required return or discount rate.

Practical Worked Example

A blue-chip stock pays an annual dividend of Rs 25.00 with expected 6% perpetual growth and an 11% required cost of equity.

01.D1 = Rs 25.00 × 1.06 = Rs 26.50.
02.r − g = 0.11 − 0.06 = 0.05 (5.0%).
03.Intrinsic Fair Value = Rs 26.50 / 0.05 = Rs 530.00.
04.Since market price is Rs 480.00, the stock has +10.4% upside.
Rs 530.00 Fair Value (Undervalued)The Gordon model works best for mature, cash-generative companies with steady dividend policies.

Interpretation & Industry Benchmarks

The Gordon Growth Model represents the classic dividend discount approach taught by the CFA Institute.

Market Price < Intrinsic ValueMargin of Safety

Stock trades at a discount to intrinsic dividend cash flows.

Industry Nuance: Most effective for mature utilities, consumer staples, and stable dividend payers.

Analytical Limitations

  • Cannot be used for non-dividend paying stocks or hyper-growth companies where g > r.

Frequently Asked Questions

Why must required return be greater than growth rate (r > g)?

If perpetual dividend growth exceeded the discount rate, the stock would mathematically possess infinite value.