Financial Ratio Calculator
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IRR & Net Present Value (NPV) Calculator

Net Present Value (NPV) and Internal Rate of Return (IRR) are the gold standards for capital budgeting and investment analysis. Determine whether a project creates economic value above its hurdle discount rate.

Financial Calculator
Input Parameters
Click Calculate when ready
e.g. Rs 10,00,000
Rs
%
Rs 3,00,000
Rs
Rs 3,50,000
Rs
Rs 4,00,000
Rs
Rs 3,50,000
Rs
Rs 3,00,000
Rs
Calculation Results
Enter your values and click Calculate.

Provide the input parameters on the left to compute the official financial result and metrics.

DECISION MODELINGSENSITIVITY ANALYSIS

Sensitivity Analysis

Evaluate how variations in key operational drivers impact Net Present Value (NPV).

Varying Discount Rate Hurdle (%)
Calculate the base model above to view scenario sensitivity rows.

Formula & Methodology

NPV = Sum(CashFlow_t / (1 + r)^t) - Initial Outlay
C0
Initial Capital Outlay

Upfront cash investment (Year 0).

r
Discount / Hurdle Rate (%)

Cost of capital or required minimum rate of return.

Ct
Annual Cash Flows

Net cash inflows generated in years 1 through 5.

Practical Worked Example

A company evaluates a Rs 10,00,000 equipment purchase expecting annual net cash inflows of Rs 3,00,000 to Rs 4,00,000 over 5 years with a 12% cost of capital.

01.Discount each year’s cash flow at 12%: PV = Rs 2.68L + Rs 2.79L + Rs 2.85L + Rs 2.22L + Rs 1.70L = Rs 12.24L.
02.NPV = Rs 12,24,000 − Rs 10,00,000 = +Rs 2,24,000.
03.IRR = 21.36% (well above 12% hurdle).
+Rs 2,24,000 NPV (21.36% IRR)Because NPV > 0 and IRR > Hurdle Rate, the project should be approved.

Interpretation & Industry Benchmarks

NPV measures absolute wealth added, whereas IRR measures internal rate of efficiency.

NPV > 0 & IRR > HurdleAccept Project

Creates positive economic shareholder value.

NPV < 0 & IRR < HurdleReject Project

Fails to meet minimum cost of capital.

Industry Nuance: When comparing mutually exclusive projects with different scales, NPV is the superior decision metric over IRR.

Analytical Limitations

  • Assumes interim cash flows can be reinvested at the IRR rate rather than the cost of capital.

Frequently Asked Questions

What is the decision rule for NPV and IRR?

Accept any project with an NPV > 0 and an IRR exceeding the corporate weighted average cost of capital (WACC).