Financial Ratio Calculator
Financial Ratio Calculator
RETURNS

Return on Investment (ROI) Calculator

Return on Investment (ROI) is a universal profitability metric measuring the percentage gain or loss generated on an investment relative to its initial cost.

Financial Calculator
Input Parameters
Click Calculate when ready
e.g. Rs 2,00,000
Rs
e.g. Rs 3,50,000
Rs
yrs
Calculation Results
Enter your values and click Calculate.

Provide the input parameters on the left to compute the official financial result and metrics.

DECISION MODELINGSENSITIVITY ANALYSIS

Sensitivity Analysis

Evaluate how variations in key operational drivers impact Return on Investment (ROI %).

Varying Exit Realization Value
Calculate the base model above to view scenario sensitivity rows.

Formula & Methodology

ROI (%) = ((Final Value - Initial Cost) / Initial Cost) * 100
Initial Cost
Initial Investment Capital

Total initial outlay including purchase price and associated fees.

Final Value
Final Returned Value

Total liquidation proceeds plus any dividends or income collected.

Years
Holding Period (Years)

Duration investment was held.

Practical Worked Example

An entrepreneur invests Rs 2,00,000 into a business venture and exits 3 years later with Rs 3,50,000.

01.Net Profit = Rs 3,50,000 − Rs 2,00,000 = Rs 1,50,000.
02.Cumulative ROI = (1,50,000 / 2,00,000) × 100 = 75.00%.
03.Annualized ROI = (3,50,000 / 2,00,000)^(1/3) − 1 = 1.75^(0.333) − 1 = 20.51% per year.
75.00% Total (20.51% p.a.)Annualized ROI normalizes holding durations to allow fair comparisons against other investment opportunities.

Interpretation & Industry Benchmarks

ROI provides an apples-to-apples comparison across real estate, stocks, venture capital, and personal projects.

Annualized ROI > 15%Top Tier

Beats broad equity benchmark indexes.

Annualized ROI 8–15%Market Standard

Consistent with historical stock market indexes.

Annualized ROI 0–8%Conservative

Underperforms equities but may carry lower risk.

Industry Nuance: Always compare annualized ROI rather than simple ROI when assessing investments with differing holding durations.

Analytical Limitations

  • Does not adjust for risk or volatility encountered during the holding period.

Frequently Asked Questions

Why is annualized ROI better than total ROI?

A 50% ROI earned over 2 years (22.5% p.a.) is vastly superior to a 50% ROI earned over 10 years (4.1% p.a.). Annualized ROI reveals the true velocity of capital growth.